How Is The Auto Insurance Reduction Applied After Taking A Defensive Driving Course?

In New York, when you complete the defensive driving course, you receive a certificate of completion that must be turned in to your auto insurance company. Once your proof of completion is received, a minimum 10% reduction will be applied to the base rate of the insurance premiums of your liability and collision insurance. This insurance reduction will remain in effect for three years and you may renew it after each three-year period has ended.