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Don’t accept less than you deserve after a car accident injury

When you suffer an injury in a car accident, you may think that it's time for the insurance companies to step in and do their jobs so you can get on with your recovery. Theoretically, this is true, but it is often not how things play out in the real world.

While insurance companies do offer an important service to drivers and anyone a driver may strike, they are companies, not non-profit organizations or corporate parents ready to write a check and make everything ok.

Like all companies, insurance companies are rarely interested in paying out more for a claim than they believe they have to. Unfortunately, this often means that it is the accident victims who end up bearing an unfair burden.

If you recently suffered an injury in an accident that was not your fault, you may believe that you have nothing to worry about — after all, the accident was the other person's fault, so you can get the treatment you need and wait for a check, right?

Well, maybe. While it is unlikely for the insurer responsible for your injuries to fully refuse to compensate you for your injuries and losses, it is likely that the insurer will look for any opportunities it can to justify reducing your compensation.

You don't have to handle it all on your own

In many cases, the strongest strategy for pursuing fair compensation after an accident, either from the other driver's insurer or your own, is to enlist the representation of an attorney. The process of filing a personal injury claim and seeing it through to a satisfactory resolution is not a simple or quick one.

An attorney can help remove unnecessary strain from your recovery and also fight to ensure that you receive the most complete compensation possible for your claim. Like most legal processes, there are many loopholes and pitfalls you may encounter along the way that might cost you dearly if you attempt to navigate them on your own.

Professional guidance keeps the process professional

In a very practical way, seeking help to pursue your personal injury claim means that you can focus on the parts only you can do — namely the hard work of treatment and recovery. Trying to handle the insurance claim process on your own is often a full-time job on its own. As your recovery progresses, an attorney can deal with medical care providers on your behalf to make sure that they work with the timeline of the claim and don't shoulder you with unfair medical expenses.

Similarly, an attorney understands many of the tricks and tactics that insurance companies use to protect their bottom line, and can help you negotiate a truly fair, comprehensive settlement. This means one that reflects not only your injuries and the associated medical costs, but also income you lost because of the injury and damages for your pain and suffering.

You have a lot of work ahead of you as you work to recover from your injury. Be mindful to not take on more than you can truly handle in the process.

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