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Workers' comp is not enough for injured construction workers

If you're a construction worker, you know all too well that your line of work carries a significant risk of injury. According to a recent CDC report, construction workers account for nearly 10 percent of all nonfatal injuries and work-related illnesses each year. Given the physical nature of construction work, even minor injuries can end a worker's career.

Injured workers often face financial difficulties. Medical bills accumulate rapidly, and being out of work is costly. Though workers' compensation can help with some these issues, in many cases, the wage benefits are not enough and can leave injured workers and their families in dire straits.

While employees cannot sue their employers for injuries sustained while at work, there is another option for securing the compensation that you need. In a third-party suit, an injured worker can file a civil case against one or more non-employer parties and seek additional compensation, including pain and suffering damages.

Why construction injuries are so dangerous

Though each construction site has its own risks, certain injury types are especially common, including:

  • Heavy machinery accidents. Though heavy equipment is inherently dangerous, worker risk increases significantly if the equipment is damaged and/or defective.
  • Unsafe heights. Workers often find themselves in very hazardous conditions: roof work, ladder jobs and difficult tasks on scaffolding can all lead to serious injuries or death from falls.
  • Explosions, fires and heat-related injury. From flammable chemicals to exposed wires and mismanaged heat sources, conditions at construction and demolition sites can greatly increase the likelihood of heat-related injuries.
  • Site-related dangers. Many work sites are hazardous; loose construction materials, unsecured tools and debris can fall from above and strike workers, resulting in broken bones, traumatic brain injury, paralysis or death.
  • Overexertion and overuse. Repetitive use injuries may be mild to irreversible. In addition, hot and cold conditions can increase a worker's chance of overexertion. In some cases, this can lead to neurological damage or cardiac arrest.

Find out if you have a third-party case

You don't have to battle the financial repercussions of your injury alone. An attorney can help you and your family. Speak with one to learn whether you have a third-party case.

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