If you spend any time on the roads of New York City or the surrounding area, you know that it can be a challenge to avoid trouble. Even when you're following the rules of the road and driving in a defensive manner, it doesn't mean that other drivers are doing the same.
There are several key steps to take if you're involved in a car accident. Consider the following:
1. Move your car to safety, stay at the scene
If possible, move your car out of traffic and to the shoulder of the road. This helps decrease the chance of being involved in another accident.
Also, never leave the scene of an accident until it makes sense to do so.
2. Check for injuries
Any type of motor vehicle accident, even a minor fender bender, has the potential of causing injury.
In addition to yourself, check passengers for injuries as well. If you or another person has suffered a serious injury, such as one to the head or neck, it's best to remain in the same position until an ambulance arrives.
3. Call the police
There are many benefits of this, including the fact that the responding officer can control traffic and make sure that everyone is receiving the appropriate treatment. Also, the officer will file a report, which you can use to your advantage in the future.
4. Track your medical treatment
This includes everything from the treatment you're receiving to the medical bills incurred. In the event of a major injury, there's a good chance that you'll require ongoing treatment, which can impact your financial situation.
5. Consider your options for receiving compensation
In addition to speaking with your insurance company, don't overlook the fact that you may be able to file a lawsuit against the negligent party.
There are many things to avoid during this step, including the acceptance of an early settlement offer by an insurance company.
If you're lucky, you'll never be involved in a car accident. However, if you do find yourself in this position, don't hesitate to follow these steps. By doing so, you'll feel better about the present as well as what the impact of the accident will bring in the future.